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Despite all the building
that has taken place since the war, there is still an acute
housing shortage in many parts of Britain. Houses and flats
are commodities and are bought and sold like any other commodity.
Broadly speaking, three main alternatives are open to
a family seeking a home in contemporary Britain: they may
rent a house or flat from a private landlord; they may rent
a publicly-owned council house or flat; they may buy a house
of their own, usually on a mortgage.
Most, but not all, privately rented accommodation consists
of older bouses and tenements but is nevertheless in
great demand. Rents are high and have been rising rapidly.
Private tenants who cannot pay high rents may be evicted,
for the bousing shortage is so great that the landlord can
usually find a tenant who is willing to pay what he demands.
As a rasult there are many thousands of homeless families in
Britain's big cities, notably in London.
In the inter-war period, and particularly in the immediate
post-war years, large numbers of council houses were
built and let at moderate rents with the help of subsidies
from the central government and the local councils. The aim
was to provide decent accommodation for working people at
rents which they could afford. Council houses were, and still
are, in great demand. They are democratically allocated on
the basis of waiting or priority lists. But there are still
long waiting lists for council houses everywhere, and in some
towns and cities the lists have been closed. Council rents
have also soared in recent years and are sometimes so high
that lower-paid workers or old-age pensioners cannot afford
to pay them. Under these circumstances it is no wonder that
millions of families decide to buy a house of their own on
mortgage. Becoming an owner-occupier, however, is not a very
satisfactory solution of the problem either, because the
burden of mortgage repayments is very heavy indeed.